No matter how you shop with us, payments should be a breeze. Klarna lets you pay in a number of different ways, so you can choose whichever way suits you the best.

For more information on how Klarna works, please visit the What is Klarna page, the Klarna Customer Service page, or read below for more details:


Who is Klarna?
Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of Smoooth payments to more than 100,000 online stores. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments.

    How do I pay by Klarna?

    1. Select ‘Pay later’ at checkout.
    2. Enter a few personal details - name, email, postcode and DOB. No card information required!
    3. Complete the purchase and your items will be shipped.
    4. Receive payment instructions from Klarna via email
    5. Enjoy your goods and pay when you’re ready!
    Am I eligible for Pay later?

    To use Pay later you must be at least 18. Whilst this option is widely promoted, Pay later is subject to your financial circumstances. When choosing Pay later, our assessment will not affect your credit rating.

    How can I increase my chances of being accepted for Pay later?
    Klarna is unique and offers Pay later based on a number of factors such as the order value, previous order history and item availability. If you are 18 or over, you can improve your chances of being offered Pay later by ensuring you provide your full name and accurate address details and shipping to your registered billing address. All orders are assessed individually. Just because you have had Pay later before does not mean it will be offered for every order and in turn, as it is denied does not mean it will be denied for all future orders.

    What do I need to provide when I make a purchase?
    If you want to make a purchase with Klarna, you'll need to provide your mobile phone number and your email address. The mobile number is required in case we need to reach you. All statements will be sent to your email address. It's very important that you give us the correct details, as otherwise you will not receive the payment information and so will be liable for delayed payment fees.

    Will a credit search take place against me?
    Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor us run credit searches against you that could impact your credit rating.

    Why have I not been offered Pay later?
    Although Pay later is widely promoted it is not always universally available. The Pay later method is automatically generated by algorithms that are dependent upon a number of factors including amount of order, the online store, previous order history and item availability. Alternatively, you are able to complete your order by paying by credit or debit card at the checkout.

    What are my payment options with Klarna?
    You can pay with debit or credit card immediately in the checkout or take advantage of our Pay later payment option, where you can pay for the goods once you have received them via credit card or debit card.

    What happens if I cancel or return my order?
    As soon as we have accepted your cancellation/return, then Klarna will cancel the statement or refund your payment.

    What happens if I don’t pay for my order?
    Payment is due after the item(s) are shipped. To help you pay on time, we'll alert you two days before payment is due – you'll receive email reminders to pay – and, if very late, we’ll also send you a text or letter, too. If you fail to pay Klarna for your order, your credit score will be affected. 

    As of the 16th March, 2023, we’re introducing a late fee to our Pay in 3 and Pay in 30 days payment options. Customers will only be charged late fees if they have failed to pay after they have received multiple friendly reminders to encourage repayment, and after the set grace period has passed. More details on the fees’ structure will be outlined in Klarna's revised customer T&Cs.

    I have been asked to go to Klarna's site. Is this correct?

    If you have chosen to Pay later, Klarna will send you an email with further details on how to pay. Your email will contain a link to Klarna where you can settle your payment with your credit or debit card.

    What do I need to provide when I make a purchase?
    If you want to make a purchase with Klarna you need to provide your name, address and email address. For some orders you may need to provide your mobile number or date of birth, too. All information will be sent to your email address, including payment reminders and links to your online statements. It's very important, that you give us the correct details, as otherwise you will not receive the payment information.

    Is my payment information safe?
    Payment information is processed securely by Klarna. No card details are transferred to or held by us. All transactions take place via connections secured with the latest industry standard security protocols.

    Can I pay before the due date?
    You can pay for your order at any point after you receive the email from Klarna with the details of your payment on. Just follow the instructions on this email to pay for your order.

    Have you received my payment?
    If you pay by card, we will confirm your order right away. If paying by Pay later, Klarna will send you a payment confirmation to the email address that you have used for your order. If you have made a payment but not received the payment confirmation, you can always check the status of your order and payments by logging in at

    What happens to my statement, when I've returned the goods?
    Once we have received your return (partial or full) and you have received confirmation of this, an updated statement will be sent to you by Klarna if you've made a partial return. With a full return, your statement will be closed.

    I've received a statement, but I've not yet received my goods
    If your due date is near and there is no sign of your goods, please contact us to check on delivery. You can also contact Klarna Customer Service team so that we can postpone the due date on your payment.

    I have cancelled my order. How long will it take until I receive my refund?
    As soon as we have registered your cancellation or your return, the refund will be processed within 5 business days.

    I have asked for a refund. How will I be refunded?
    If you have paid for your order with card, the refund will be made back to the same card. If you have not paid the statement yet, then the refund will reduce the statement or cancel it completely.

    I haven’t received an email with my statement/payment information.
    If you do not have your statement number to hand you can log in at, where you will find all of your orders and be able to make payments.

    I still have questions regarding payment, how can I get in touch?
    Visit Klarna Customer Service for a full list of FAQ’s, live chat and telephone options.

    Contact Klarna
    If you need further assistance you can contact Klarna’s customer care team. Please find links below to Klarna's website where you can find more information.

    Click here for information regarding Pay later.
    Click here for frequently asked questions or Klarna's Customer Service

    Local number: 0203 0050 833
    Freephone number: 0808 1893 333

    Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply.